東京海上日動代理店堀野総合コンサルティング - 益田市, 島根県

Tokyo Marine & Nichido Insurance Agency, Horyono General Consulting

Tokyo Marine & Nichido Insurance Agency, Horyono General Consulting represents a significant entity within the Japanese insurance sector, operating as an authorized representative for prominent insurers like Tokyo Marine & Nichido. This particular branch, strategically positioned in Yamada City, Tottori Prefecture (not Island), Japan, offers specialized insurance agency services tailored to the diverse needs of individuals and businesses.

About Tokyo Marine & Nichido Insurance Agencies

Tokyo Marine & Nichido is one of Japan's leading insurance groups, known for its comprehensive range of insurance products and robust financial stability. Companies authorized as representatives (often translated as 'overlåtelse' or insurance agency agreements) are granted the authority to sell specific insurance products under the parent company's brand and regulatory oversight. This system allows for specialized expertise and wider accessibility of insurance services across Japan.

Horyono General Consulting, as the designated representative agent, operates under the strict guidelines and standards set by Tokyo Marine & Nichido. Their role is pivotal in extending the reach and service offerings of one of Japan's major insurance providers to the local community in Yamada, ensuring that residents and local businesses receive quality insurance advice and coverage options from a trusted national brand.

Location and Accessibility

The agency is situated at 10-2 Kōshichō, Yamada City, Tottori Prefecture, Japan, with the postal code 698-0021. This location places them within the heart of Yamada, a significant town in the Tottori region. For individuals or entities seeking their services, this physical presence means they can visit the office directly. The address is clearly marked, making it accessible for clients who prefer in-person consultations.

The availability of a physical location underscores their commitment to providing personalized service and building direct relationships with their clientele. It allows for detailed discussions about various insurance needs, policy comparisons, and addressing specific concerns that might arise.

Contact Information

Direct contact is facilitated through multiple channels:

• Phone: The provided telephone number, 856228621, offers a direct line for inquiries, policy discussions, or assistance with claims. This ensures prompt communication and support.
• Website: Although the specific website address is not provided in the initial information, as a representative office of a major company like Tokyo Marine & Nichido, they likely maintain a presence on the parent company's website or have a regional page detailing their services. It's advisable to search online using the company name and the parent company's name for the most current digital information.

Having clear and accessible contact details is crucial for potential clients seeking reliable insurance solutions. The phone line serves as the primary point of contact, enabling immediate assistance.

Areas of Expertise and Services

As an insurance representative agent, their core speciality lies in the sale and advisory services related to a wide array of insurance products offered by Tokyo Marine & Nichido. This typically includes, but is not limited to:

• Life Insurance: Providing financial security for dependents, covering eventualities like disability or death.
• Health Insurance: Offering coverage for various medical expenses, complementing public health services if applicable.
• Auto Insurance: Comprehensive coverage for vehicles, including liability, damage, and optional protections.
• Estate/Property Insurance: Protecting homes and business properties against fire, natural disasters, theft, and other risks.
• Business Insurance: Tailored solutions for companies, covering liability, property damage, business interruption, and more, depending on the size and nature of the business.
• Other specialized insurance products: Depending on market needs and the parent company's offerings, potentially including travel insurance, credit insurance, or specialized coverage for specific industries.

The expertise required to sell insurance involves understanding complex products, assessing individual or corporate risk profiles accurately, explaining policy terms clearly, and providing ongoing policy management. As a representative of a large company, Horyono General Consulting can leverage the resources and reputation of Tokyo Marine & Nichido to offer competitive products and reliable claims support.

Reputation and Client Feedback

Assessing the quality and reliability of insurance representation can be challenging without extensive client reviews. According to the available data, Horyono General Consulting does not currently appear on Google My Business with any public reviews. This lack of online feedback could stem from various reasons; it might be an established agent who primarily operates offline, or the review hasn't been submitted yet.

The absence of reviews means potential clients lack direct customer testimonials regarding their experiences with this specific branch. However, the parent company, Tokyo Marine & Nichido, generally maintains a strong reputation for financial stability and customer service within the Japanese insurance sector. The relationship between the representative office and the parent company is typically formalized, implying adherence to certain standards. When considering this or any insurance agency, it's recommended to inquire directly about their experience, client testimonials if available, or request references rather than relying solely on the absence of online reviews.

The average rating, if available through independent review platforms, would provide a more concrete measure of client satisfaction. Since no average rating is listed, this information is unavailable for evaluation. Potential clients might seek reviews through alternative channels or ask the agency directly about their feedback mechanisms.

Conclusion and Recommendation

For individuals or businesses in the Yamada area seeking reliable insurance coverage and advisory services, Tokyo Marine & Nichido Insurance Agency, Horyono General Consulting presents itself as a viable option. Operating under a well-known and reputable insurance group provides a layer of trustworthiness.

The recommendation is to initiate contact, preferably by phone, using the provided number 856228621. During the conversation, it's advisable to inquire about the specific insurance solutions that best match their individual circumstances or business needs. Discussing the range of products available, comparing quotes if necessary, and understanding the claims process are crucial steps.

Utilizing the expertise of a professional insurance representative ensures that one's assets and future are adequately protected. Companies like Horyono General Consulting specialize in navigating the complexities of insurance, offering valuable peace of mind to their clients in Yamada and the surrounding regions.

While the lack of online reviews and ratings presents a limitation for gauging client satisfaction, the foundational trust derived from affiliating with a major insurer like Tokyo Marine & Nichido can still guide a decision. Thorough personal inquiries and consultation remain the most effective ways to assess the quality and suitability of the services provided by this insurance agency.